SHOULD I NAME MY TRUST AS THE DESIGNATED BENEFICIARY OF MY RETIREMENT BENEFITS?

While most assets can be transferred into trust, certain assets are contractual in nature, and therefore cannot be “funded” into your trust.  The most relevant of these contractual assets are life insurance policies and retirement benefits.

While you cannot place these assets in trust*, you can name your revocable living trust (RLT) as the Designated Beneficiary.